Choose sustainability and credibility

 

Vindix S.A. is, most importantly, a carefully selected team consisting of highly qualified employees who have gained experience and skills working in banks, insurance companies, telecoms, as well as domestic and international debt-management firms. A professional team and an effective work system allow us to achieve strong results in recovering even the most difficult debts.

 

Services

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For creditors

For creditors

The core business of Vindix S.A. is the purchase of debt portfolios on its own account. The company provides comprehensive debt recovery services throughout the entire lifecycle of the process. Moreover, thanks to a team of experienced debt-recovery specialists and professionals, Vindix S.A. also provides advisory services regarding the construction of debt recovery strategies, debt valuation and legal advice.

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For debtors

For debtors

We understand how easy it is to fall behind on payments and how difficult it is to clean up your finances. Because of the combination of the still popular myth of “easy money” and ever increasing needs, it is easy to lose control over expenses and spiral into debt. Overdue payments of liabilities result in constant growth of the amount of debt due to accruing interest and additional costs of debt servicing.

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Frequently asked questions

What’s included in the debt amount?

The debt amount includes the principal, penalty interest, statutory interest, notices and costs, which depend on the type of debt.
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What are the consequences of failing to pay?

In the event that payment is missed and no arrangement with creditors is made at the amicable stage, the claim is usually sent to court.
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Is paying back in instalments possible?

Repayment of liabilities in instalments is one of the most frequently used solutions for financial problems.
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Why do I have to provide my personal data when speaking with an employee of Vindix S.A.?

A proper verification of the person with whom we are speaking is really in your interest.
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Can debts be sold without debtor consent?

Yes. This is directly referred to in the Polish Civil Code, art. 509.
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How soon after signing an arrangement will the bailiff cease enforcement activities?

The court bailiff’s response time for creditor requests is not specified. Vindix S.A. submits a relevant request to suspend enforcement activities on the same day on which it receives the arrangement.
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